Fort Lauderdale Uninsured / Underinsured Motorist Lawyer
If you have been injured by an uninsured driver or are faced with a situation where the cost of medical treatment for your injuries exceeds the at-fault driver's policy limit — you may be able to obtain additional financial benefits under your own uninsured and underinsured motorist (UM/UIM) policy.
At the Law Offices of Russ E. Robbins, P.A., we leave no stone unturned in our efforts to obtain compensation for people injured in South Florida car accidents. We thoroughly investigate and probe beneath the surface to find the often overlooked clues that make the difference between winning and winning big. We have handled thousands of personal injury cases and we take a personal interest in each person or family who seek our help. To learn more about your rights and how we can help you, contact us for a free initial consultation.
Florida Insurance Laws
Florida is a "no-fault" insurance state that requires drivers to carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) insurance. Generally speaking, it is best to purchase as much UM/UIM coverage as you can afford or as much as your insurance company will allow.
In practical terms, this means that if you are injured in an accident that was caused by an uninsured or underinsured driver, your insurance company is supposed to reimburse you for medical expenses and lost wages not covered by the at-fault driver's insurance (up to the limits of your UM/UIM policy or $10,000, whichever is higher).
West Palm Beach Accident Attorney
Unfortunately, insurers will often look for any reason to deny UM/UIM claims or minimize the compensation they have to pay you. Another problem is that uninsured and underinsured motorist policies often have complicated claims procedures and timing requirements. If you make a mistake or miss a deadline, you may lose your right to make a claim for benefits.
On a more positive note, Florida does allow you to "stack" policies. This means that if you own other vehicles and carry insurance on them, you can combine coverage.
NO FEES OR COSTS IF NO RECOVERY
We represent ALL of our clients on a contingency fee basis – there is no fee unless there is a recovery. The Rules of Professional Conduct require us to state that you might be responsible for costs or expenses; however, OUR CONTRACT specifically provides that you will NOT owe anything for costs, expenses or fees unless there is a recovery. Contact us today for a no obligation discussion about how much your accident case is worth and how we can exceed your expectations. 1-888-4 LAW FLA (1-888-452-9352).
