Filing an Accident Insurance Claim in South Florida
After getting into an accident with another vehicle, you might be wondering what your rights are and what will happen next. Should you make an insurance claim? Whose insurance should you go through first? Should you give a recorded statement with the insurance adjuster?
First, you should know that Florida ascribes to the “no-fault” system. This means that, regardless of who caused the car accident, you would need to file a claim with your own insurance provider if you sustained serious injuries and need to obtain financial recovery. Our Boca Raton car accident lawyer can help! Call us immediately 24/7 at 561-362-5215 or fill out our online form.
Understanding Florida’s Insurance Laws
At a minimum, Florida law requires all drivers to have at least $10, 000 each, per accident, in Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. Bodily injury liability (BDL) coverage is also highly recommended, in case the driver is at-fault for an accident and someone sustains serious injuries. BDL supplements PDL and PIP coverage.
There are some conditions where you may be able to file a claim under the at-fault driver’s insurance. You would do this if you sustained damage to your vehicle. You may also file your claim if you suffered a permanent or debilitating injury, such as burns or disfigurement due to scarring. Is there a chance that your claim could be denied by your own insurance company? Remember that you are paying your insurance to be liable if you get into an accident. They may find reasons to deny your claim, even if you are not to blame for your accident.
Your claim could be denied from the following conditions:
- You did not follow the policy’s procedures for reporting accidents
- You did not file your claim within the deadline stated in the policy
- The car in your accident does not match the vehicle in your policy
- You do not store the car where you had originally stated when signing the contract
- The insurance company discovers that you made false statements
- You do not keep your personal information up-to-date, e.g., you do not inform the company when you have moved
By working with a seasoned Boca Raton car accident attorney, you can have peace of mind knowing that you are represented properly and with full knowledge of the law. Our injury and accident attorney is here to ensure that nothing is overlooked when it comes to making your claim.
How to Ensure that You Are Protected After a Car Accident
At the Law Offices of Russ E. Robbins, P.A., we help people who have been injured in auto accidents obtain compensation for their losses. We have helped thousands of people in Florida obtain the compensation they needed, despite what insurance companies have stated.
After a car accident, many people are more concerned with making sure that their car is undamaged or that no one was injured than proving liability. Because of this, many victims can find themselves in difficult situations later when trying to prove liability to insurance companies. Knowing what to do in the event of a car accident can help you better protect yourself from being denied coverage for damages or injuries. Our Boca Raton car accident lawyer at the Law Offices of Russ E. Robbins, P.A. can help you seek the compensation you need and prove the liability of another person or party.
If you get into an accident, you don’t have to take your insurance company’s word about who is responsible. These preventative steps can help you prove liability in the event of a collision and ensure you are compensated for your losses.
We Work to Settle Cases Within Six Months
The Law Offices of Russ E. Robbins, P.A. strives to deliver not only professional legal representation but also compassionate counsel. Our local attorney has substantial experience specifically handling car accident claims, he is relentless, doing everything in his power to resolve cases with the best possible outcome.
If you have been in a car accident, we urge you to contact us so that you can have a clearer vision of the road ahead. We can help seek the justice you deserve. Contact us 24/7 at 561-362-5215 or fill out our online form and we will contact you immediately.